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Bankruptcy

Financial hardship can feel overwhelming but you don’t have to face it alone. At Scungio & Priolo, our team provides compassionate, judgment-free guidance to help you regain control of your finances and your future. We’re here to help you understand your options, protect what matters most, and rebuild with confidence and peace of mind.

Guidance Through Financial Hardship

At Scungio & Priolo, we understand that filing for bankruptcy is more than a financial decision, it’s an emotional one. Whether brought on by job loss, medical bills, or unexpected life changes, debt can weigh heavily on your family and your sense of security. Our role is to help you see the path forward with clarity, dignity, and hope.

From the first consultation, we take the time to listen to your story, assess your situation, and help you determine which form of bankruptcy, Chapter 7, Chapter 13, or another solution, fits your goals. We explain the process in plain language, guide you through each step, and ensure you feel supported and informed. With Scungio & Priolo by your side, you’ll find not only experienced counsel but also a trusted partner who cares about your long-term recovery.

Protecting What You’ve Built

Bankruptcy doesn’t have to mean losing everything. Our team helps you protect your home, car, retirement accounts, and essential assets while addressing your debts responsibly. We work strategically to minimize the impact on your credit and your future, ensuring that your rights are fully protected throughout the process.

We take a personalized approach to every case because no two financial situations are alike. Whether you’re a homeowner seeking to avoid foreclosure, a small business owner restructuring obligations, or an individual overwhelmed by credit card or medical debt, we focus on finding the solution that restores your stability and your confidence.

Your Legal Partner in a Fresh Start

The decision to file for bankruptcy can be difficult, but it also opens the door to renewal. At Scungio & Priolo, we view bankruptcy not as an end, but as a fresh beginning. Our attorneys are dedicated to helping you move forward, free from the stress of unmanageable debt and with a plan for rebuilding your financial health.

We remain by your side long after your case is resolved, offering resources and guidance to help you make informed financial decisions for the future. With Scungio & Priolo, you’ll have a committed ally who sees beyond the paperwork and believes in your ability to start again with strength and confidence.

Our Practices

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Why Choose Us?

Hiring a knowledgeable and skilled attorney ensures you receive the guidance and advocacy needed to achieve the best possible resolution for your legal matter. Here are several reasons why individuals and families in Rhode Island and South Eastern Connecticut, trust Scungio & Priolo Law Offices to navigate even the most challenging situations!

Accessible and Convenient

Located in Westerly, Rhode Island, our office offers free parking and is fully handicap accessible, ensuring a welcoming experience for all clients.

Compassionate
Representation

We prioritize treating every client with dignity and respect, offering compassionate guidance throughout your legal journey.

Proven and
Reliable Results

With a track record of successful client outcomes, we are proud to be recognized for our professionalism, responsiveness, and dedication to your success.

Commitment to
Excellence

Our team is dedicated to providing high-quality legal services, delivering thorough and efficient solutions to resolve even the most complex issues.

Personalized
Legal Support

We take the time to understand your unique situation, tailoring our approach to meet your specific needs and goals for the best possible outcomes.

Expertise You
Can Rely On

With over 40 years of legal experience, our attorneys bring unparalleled knowledge and skill to every case, ensuring you receive trusted and strategic counsel.

Frequently Asked Questions

What Should I Expect During My Initial Consultation?
Your first meeting with Scungio & Priolo is a confidential, supportive space to discuss your financial challenges and explore your legal options. We’ll review your income, debts, and goals, explain the differences between Chapter 7 and Chapter 13 bankruptcy, and outline the steps to regain financial stability. You’ll leave with clarity about your next steps and a team ready to help you move forward with confidence.
Will I Lose Everything If I File for Bankruptcy?
No. Many clients are surprised to learn that bankruptcy laws are designed to protect your essential assets—not take them away. In most cases, you can keep your home, car, retirement accounts, and personal belongings while eliminating or restructuring debt. Scungio & Priolo works closely with you to safeguard what matters most and to help you rebuild with security and peace of mind.
How Will Bankruptcy Affect My Credit?
Bankruptcy can impact your credit initially, but it also offers the opportunity for a true fresh start. Many clients see improvements in their credit within months after discharge. Our team provides resources and guidance to help you rebuild your credit responsibly, manage new financial obligations wisely, and set the foundation for lasting financial health.
Can Bankruptcy Stop Foreclosure or Wage Garnishment?
Yes. Once you file for bankruptcy, an automatic stay immediately takes effect—halting most collection actions, including foreclosures, repossessions, and wage garnishments. This protection gives you breathing room to work with your attorney and create a plan that fits your financial reality. At Scungio & Priolo, we act quickly to ensure you receive the full benefit of these legal protections.
How Do I Know If Scungio & Priolo Is the Right Firm for Me?
If you’re looking for a team that combines legal skill with compassion and respect, Scungio & Priolo is here for you. We take the time to understand your story, answer your questions clearly, and guide you through each step of the process with honesty and care. Our mission is to help you regain stability, protect your future, and approach tomorrow with confidence.

Ready to Take the Next Step?

You don’t have to face financial challenges on your own. Whether you’re exploring bankruptcy for the first time, struggling to keep up with debt, or seeking clarity about your options, Scungio & Priolo is here to guide you with empathy, professionalism, and steadfast support. We recognize that every financial situation is deeply personal and that every decision carries emotional and practical weight. That’s why we take the time to listen, to understand your goals, and to craft solutions that reflect your values, protect your assets, and help you move forward with confidence.
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